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	<title>Digmann.com &#187; General</title>
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	<link>http://www.digmann.com</link>
	<description>a little about life, and the news and events which make it memorable</description>
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		<title>2010: Go Fly a Kite</title>
		<link>http://www.digmann.com/2011/01/02/2010-go-fly-a-kite.html</link>
		<comments>http://www.digmann.com/2011/01/02/2010-go-fly-a-kite.html#comments</comments>
		<pubDate>Sun, 02 Jan 2011 18:07:55 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Fun]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Household]]></category>
		<category><![CDATA[a little about life]]></category>

		<guid isPermaLink="false">http://www.digmann.com/?p=486</guid>
		<description><![CDATA[2010 was not my favorite ever.  I said 2009 was &#8216;meh&#8217;.  2010 was just not always fun.  I will spare you the detail, but there were some fun parts too: being in two weddings for instance.
I thought I would assess how I did on my goals from last year and see where [...]]]></description>
			<content:encoded><![CDATA[<p>2010 was not my favorite ever.  I said 2009 was &#8216;meh&#8217;.  2010 was just not always fun.  I will spare you the detail, but there were some fun parts too: being in two weddings for instance.</p>
<p>I thought I would assess how I did on <a href="http://www.digmann.com/2010/01/01/welcoming-2010.html">my goals from last year</a> and see where life is going.</p>
<ul>
<li><strong>Gain 23 pounds</strong> &#8211; Well I actually lost three pounds, but gaining the weight was not really my goal.  I seriously feel I eat better and exercise regularly now.  I have been eating out less and choosing what I actually eat much better.  I still bike commute (even in the cold December rain), take longer rides on weekends, and started lifting weights.  Progress.</li>
<li><strong>Net Worth</strong> &#8211; I tried to increase my net worth by 126% or something like that.  It was a weird number because it actually represented a major milestone.  Six months ago, I said this was going to be a challenge to actually meet.  Well, some serious cost cutting and readjustments made it possible to get to 147%.  I hit my goal in late October.  I will call this a win.</li>
<li><strong>Do Not Buy a House</strong> &#8211; A win.</li>
</ul>
<p>I guess I will call the year the goals basically achieved.  That is enough looking back.  Let us see where we are going.  I think I will go into more detail than I have in the past too.</p>
<ul>
<li><strong>Health</strong>
<ul>
<li><strong>Run</strong> &#8211; After ten years of not running, I want to start again.  This is actually a big deal since my running career in high school ended so poorly.  I love running, but it has taken me this long to get over it.  I do not have a plan for tacking this goal yet, but it will happen.</li>
<li><strong>Gain 15 Pounds</strong> &#8211; Yes, much different than last year&#8217;s 23 pounds.  The thought here is still eat better and exercise but I would like to take that to the next level to place something tangible behind the exercise part.  Like running the &#8216;how&#8217; will be determined over the next couple days.  Mostly it will come down to running, biking, lifting weights, and eating better.</li>
</ul>
</li>
<li><strong>Household</strong>
<ul>
<li><strong>Buy a Car</strong> &#8211; This has been my desire for a couple years now.  I think in June I will be ready to pull that trigger.  On a plus side, I will probably get a bigger car to help haul peoples and gear to the various activities I want to do.</li>
<li><strong>Buy a Home?</strong> &#8211; Yep still in the air.  Last year, I wanted to wait to save for a down payment and get those prices down.  I have been doing some casual research over the last couple months.  There are a lot of options out there in the area I am looking.  In the event I do not get a home, I will probably migrate the down payment into paying down student loans.  Time will tell here.</li>
</ul>
</li>
<li><strong>Activities</strong>
<ul>
<li><strong>Climb Two Mountains</strong> &#8211; I am thinking <a href="http://en.wikipedia.org/wiki/Mount_St._Helens">Mt. St. Helens</a> and <a href="http://en.wikipedia.org/wiki/Three_Sisters_(Oregon)">South Sister</a>.  Both of these are basically day hikes to the summit.  Good starter mountains.</li>
<li><strong>Go XC Skiing</strong> &#8211; Never been.  Sounds fun.  I actually have a trip planned for a couple weeks.  Checking off should come soon.</li>
<li><strong>Build a Snow Cave</strong> &#8211; Alright, I plan to sleep in it too.  I need some warmer clothes.</li>
<li><strong>Race a Half Marathon</strong> &#8211; I have always wanted to run a marathon but am not in shape to do it. For this year, I plan to exercise enough that I could run a half marathon (13.1 miles).  This will be my longest race ever, and for all those who know how I run, I will not be running just to finish.</li>
<li><strong>Ride a Century</strong> &#8211; That means ride my bike 100 miles in a day.  The most I have ever done was about 60.  This does not need to be one of those organized 100 mile tours, but just a couple of peoples going on a really long ride.</li>
<li><strong>Summer Backpacking</strong> &#8211; My snow cave adventure in a couple weeks will first real backpacking (and snowshoeing).  I would like to do a longer (in distance and overnights) this summer.</li>
</ul>
</li>
</ul>
<p>I kept a couple things off the list (work, financial, etc) as this is not my official list, but it should keep me busy. Maybe if you are lucky, I will actually take the time to post updates throughout the year. Anybody want to join on any of the adventures?</p>
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		<title>2010 Midway Point</title>
		<link>http://www.digmann.com/2010/07/05/2010-midway-point.html</link>
		<comments>http://www.digmann.com/2010/07/05/2010-midway-point.html#comments</comments>
		<pubDate>Mon, 05 Jul 2010 16:30:26 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Payroll]]></category>
		<category><![CDATA[a little about life]]></category>

		<guid isPermaLink="false">http://www.digmann.com/?p=478</guid>
		<description><![CDATA[The first half of this year has been gradually getting better.  I was not a fan of 2009 and some of its annoyances traversed into the first part of this year.  We seem to be making some progress though and 2010 is looking better.
As is my tradition, I thought I would review my [...]]]></description>
			<content:encoded><![CDATA[<p>The first half of this year has been gradually getting better.  I was not a fan of 2009 and some of its annoyances traversed into the first part of this year.  We seem to be making some progress though and 2010 is looking better.</p>
<p>As is my tradition, I thought I would review my progress at <a href="http://www.digmann.com/2010/01/01/welcoming-2010.html">my 2010 goals</a>.</p>
<ul>
<li><strong>Gain Weight &#8230; Err, Eat Better and Exercise</strong> &#8211; As of this morning, I have lost four pounds.  My progress to actually gain weight has been a roller coaster.  I was up about ten pounds pretty quickly.  When I started biking, I lost 15 pounds in three weeks.  I have gained that back in my leg mostly.  I probably wont fight to get to my, now, 27 pounds by the end of the year.  I will keep trying though.
<p>My real goal of eating better and exercise is working though.  I virtually <a href="http://">bike everywhere</a>.  I lift weights.  I could be better at this though.  I eat like crazy.  Without being anal, I have almost cut red meat, pop, and candy out of my diet.</p>
<p>I feel great.  I think there are two times in my life I have been in better shape.  The first was late in my high school running career (about 16-7 years old) when I was running 60 miles a week.  The second was my last summer working construction (20 years old).  I was lifting, carrying, pushing, pulling, jack hammering, etc 30-50 pounds for 60 hours a week.</li>
<li><strong>Updated Net Worth</strong> &#8211; I am a little behind the original 126.3158%.  I have a 55% change thus far which puts me at 110% by the end of the year.  I had a couple large purchases which impacted the progress &#8211; bike, rain gear, and Wisconsin trip.  I might be able to cut some costs in the last half of the year to catch up.</li>
<li><strong>No House</strong> &#8211; I have not bought a house, but I did <a href="http://www.digmann.com/2010/06/21/vancouver-you-have-been-a-living-hell-to-me.html">move to NE Portland</a>.  Double win.  I do want to own a home but still do not know if Portland is where that will be.</li>
</ul>
<p>The rest of my life is going well.  I am still working at Conducive Technology and our FlightStats project is growing like crazy.  I still have the life goal to start my own company and Conducive is teaching me some powerful knowledge which will pay off one day.  Unless a business opportunity comes a knocking, I plan to stay where I am.</p>
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		<title>Vancouver, You Have Been A Living Hell To Me</title>
		<link>http://www.digmann.com/2010/06/21/vancouver-you-have-been-a-living-hell-to-me.html</link>
		<comments>http://www.digmann.com/2010/06/21/vancouver-you-have-been-a-living-hell-to-me.html#comments</comments>
		<pubDate>Mon, 21 Jun 2010 15:04:50 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Dealing with People]]></category>
		<category><![CDATA[Fun]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Household]]></category>
		<category><![CDATA[a little about life]]></category>

		<guid isPermaLink="false">http://www.digmann.com/?p=474</guid>
		<description><![CDATA[In October 2006, I moved to this country&#8217;s mediocre city of Vancouver, WA.  To this day, I still tell people when asked how I like it &#8211; &#8220;It is a nice place to sleep&#8221;.  Until this last October, I had a great 1.5 mile commute to work, so living there made some sense. [...]]]></description>
			<content:encoded><![CDATA[<p>In October 2006, I moved to this country&#8217;s mediocre city of Vancouver, WA.  To this day, I still tell people when asked how I like it &#8211; &#8220;It is a nice place to sleep&#8221;.  Until this <a href="http://www.digmann.com/2009/10/06/day-two-of-unemployment.html">last October</a>, I had a great 1.5 mile commute to work, so living there made some sense.  I never really liked it though.</p>
<p>This past weekend, that all changed.  I am now (half) living in Portland again.  Thus far, it rocks.  My commute this morning as a three mile bike ride down hill into the city.  Not a bad way to start summer.</p>
<p>My goal for the weekend was to move my day-to-day things, making sure I could begin living at the new place by the end of the weekend.  Strong friends were busy this weekend, so, at times, that seemed like a challenge.  After seven car loads and no truck, we got it.  I am now living at the new place minus my bed, couch, dining table, and desk.</p>
<p>Planning a move around a holiday is less than ideal.  Tomorrow I leave for Wisconsin.</p>
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		<title>One Hundred Five Days</title>
		<link>http://www.digmann.com/2010/06/06/one-hundred-five-days.html</link>
		<comments>http://www.digmann.com/2010/06/06/one-hundred-five-days.html#comments</comments>
		<pubDate>Mon, 07 Jun 2010 03:30:48 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Fun]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Household]]></category>
		<category><![CDATA[a little about life]]></category>

		<guid isPermaLink="false">http://www.digmann.com/?p=467</guid>
		<description><![CDATA[The experiment is over.  When I started biking to work, I actually stopped driving.  Today marks the 105th day.  Zero car for more than three months.  Not to work, play, or even groceries.  Impressive &#8211; maybe; ridiculous &#8211; definitely.
Now I have mooched off a couple people from time-to-time to avoid [...]]]></description>
			<content:encoded><![CDATA[<p>The experiment is over.  When I <a href="http://www.digmann.com/2010/02/28/one-week-of-bike-commuting.html">started biking to work</a>, I actually stopped driving.  Today marks the 105th day.  Zero car for more than three months.  Not to work, play, or even groceries.  Impressive &#8211; maybe; ridiculous &#8211; definitely.</p>
<p>Now I have mooched off a couple people from time-to-time to avoid riding home at 4:00 a.m. or the monsoon that was May in PDX.  I, like most people, am far from perfect.</p>
<p>The car took a couple cranks today, but mostly had no issues starting.  For a 14 years old, this car is lasting quite nicely.  GM might take note of how it used to make cars.</p>
<p>How did I celebrate my re-entry into the car world?  Apartment hunting, purchasing bike parts (ironical), sitting in traffic (woohoo), and grocery shopping.  (For all those would be no-car-peoples out there, grocery shopping is a pain without a car.)</p>
<p>No, I am not going to now stop biking.  I will be riding to work tomorrow &#8211; rain or shine.  Pattern continues.  I will probably only drive to errands.</p>
<p>I actually have not felt this great, physically, in years.  About seven years.  Exercise rocks.  With exercise comes, eating to keep up.  For those of you who thought I ate a ton before, now I eat double that, making grocery shopping even that much harder.</p>
<p>Hopefully, I will be moving to PDX at the end of this month.</p>
]]></content:encoded>
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		<title>Where Have I Been All My Life</title>
		<link>http://www.digmann.com/2010/04/27/where-have-i-been-all-my-life.html</link>
		<comments>http://www.digmann.com/2010/04/27/where-have-i-been-all-my-life.html#comments</comments>
		<pubDate>Tue, 27 Apr 2010 11:33:14 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Dealing with People]]></category>
		<category><![CDATA[Fun]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[Household]]></category>
		<category><![CDATA[a little about life]]></category>

		<guid isPermaLink="false">http://www.digmann.com/?p=459</guid>
		<description><![CDATA[There are a few events in life which stop you in your tracks.  Literally.  The Packers winning the Super Duper Bowl.  Hearing one of your best friends is no longer around.  Your big sissy calling saying she is engaged.
I had just a moment a couple weeks back.  This time a [...]]]></description>
			<content:encoded><![CDATA[<p>There are a few events in life which stop you in your tracks.  Literally.  <a href="http://www.packers.com/history/super_bowls_and_championships/">The Packers winning the Super Duper Bowl</a>.  <a href="http://www.thedenverchannel.com/news/18426822/detail.html">Hearing one of your best friends is no longer around</a>.  Your big sissy calling saying she is engaged.</p>
<p>I had just a moment a couple weeks back.  This time a song caused it.  When it came on my Pandora station, I literally stopped working and could not focus again for about a half hour.  Since this day, I have had the song on repeat.</p>
<p>The song: <em>Where have I been all my Life</em> from <a href="http://www.georgestrait.com/Index.asp">George Strait</a>.</p>
<p>You can listen below:</p>
<p><object width="480" height="385"><param name="movie" value="http://www.youtube.com/v/t0g70UIN7vI&#038;hl=en_US&#038;fs=1&#038;rel=0&#038;color1=0x3a3a3a&#038;color2=0x999999"></param><param name="allowFullScreen" value="true"></param><param name="allowscriptaccess" value="always"></param><embed src="http://www.youtube.com/v/t0g70UIN7vI&#038;hl=en_US&#038;fs=1&#038;rel=0&#038;color1=0x3a3a3a&#038;color2=0x999999" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="480" height="385"></embed></object></p>
<p>God bless.</p>
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		<title>Hitting The Flavour Shot</title>
		<link>http://www.digmann.com/2010/04/26/hitting-the-flavour-shot.html</link>
		<comments>http://www.digmann.com/2010/04/26/hitting-the-flavour-shot.html#comments</comments>
		<pubDate>Mon, 26 Apr 2010 16:33:18 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Dealing with People]]></category>
		<category><![CDATA[Fun]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[a little about life]]></category>

		<guid isPermaLink="false">http://www.digmann.com/2010/04/26/hitting-the-flavour-shot.html</guid>
		<description><![CDATA[I had a spiritual moment this morning.  The Buddists call it Nirvana.  Christians might call it this side of Heaven.  What you ask?  There is now a Flavour Spot at SW 3rd and Ash (red trailer).
If you are uneducated in this realm of spirituallity, they sell Dutch Tacos.  Imagine all [...]]]></description>
			<content:encoded><![CDATA[<p>I had a spiritual moment this morning.  The Buddists call it Nirvana.  Christians might call it this side of Heaven.  What you ask?  There is now a <a href="http://flavourspot.com/">Flavour Spot</a> at SW 3rd and Ash (red trailer).</p>
<p>If you are uneducated in this realm of spirituallity, they sell Dutch Tacos.  Imagine all your breakfast rolled up in a waffle taco.</p>
<p>Today, I had the ham &#038; cheese.  Ham, cheese, and, well, waffle.</p>
<p>If that is not Heavenly, there is no hope for you.</p>
]]></content:encoded>
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		<title>Outliers (Book Review)</title>
		<link>http://www.digmann.com/2010/04/26/outliers-book-review.html</link>
		<comments>http://www.digmann.com/2010/04/26/outliers-book-review.html#comments</comments>
		<pubDate>Mon, 26 Apr 2010 11:33:58 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Book Review]]></category>
		<category><![CDATA[Fun]]></category>
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.digmann.com/?p=452</guid>
		<description><![CDATA[Full Title: Outliers: The Story of Success by Malcolm Gladwell
ISBN: 978-0-316-01792-3
Get it cheap.
Summary: Malcolm answers the questions of how truly successful become that way.  Ben Franklin rose from virtually nothing, for instance, to sit with kings.  Outliers explains how people in Franklin&#8217;s position do work hard but also get very lucky, come from [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Full Title:</strong> <a href="http://www.amazon.com/Outliers-Story-Success-Malcolm-Gladwell/dp/0316017922/ref=sr_1_1?ie=UTF8&#038;s=books&#038;qid=1272226951&#038;sr=8-1">Outliers: The Story of Success</a> by Malcolm Gladwell<br />
<strong>ISBN:</strong> 978-0-316-01792-3<br />
<a href="http://www.bestwebbuys.com/Outliers-The-Story-of-Success-ISBN-9780316017923">Get it cheap.</a></p>
<p><strong>Summary:</strong> Malcolm answers the questions of how truly successful become that way.  Ben Franklin rose from virtually nothing, for instance, to sit with kings.  <em>Outliers</em> explains how people in Franklin&#8217;s position do work hard but also get very lucky, come from the right family, and in some cases born in to &#8216;correct&#8217; month.</p>
<p><strong>What I thought:</strong> After reading <a href="http://www.digmann.com/2010/01/12/the-tipping-point-book-review.html"><em>The Tipping Point</em></a>, I was a bit reluctant to grab another Gladwell book but I tried anyway.  I found this text quite interesting though.  The examples used clearly construed how a person not only truly needs to work their butt off to get ahead but also needs to get really really lucky.</p>
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		<title>Defining Enterprise Software</title>
		<link>http://www.digmann.com/2010/04/25/defining-enterprise-software.html</link>
		<comments>http://www.digmann.com/2010/04/25/defining-enterprise-software.html#comments</comments>
		<pubDate>Sun, 25 Apr 2010 20:16:05 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Dealing with People]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Payroll]]></category>
		<category><![CDATA[Software]]></category>
		<category><![CDATA[a little about life]]></category>

		<guid isPermaLink="false">http://www.digmann.com/?p=436</guid>
		<description><![CDATA[For the last several days, I have been trying to find an explanation for what &#8216;enterprise&#8217; software really is.  I have not found one yet.  This is troublesome for me since I consider myself an orchestrator of enterprise-level software.  When there is no proper definition of what one does for a living, [...]]]></description>
			<content:encoded><![CDATA[<p>For the last several days, I have been trying to find an explanation for what &#8216;enterprise&#8217; software really is.  I have not found one yet.  This is troublesome for me since I consider myself <a href="http://www.linkedin.com/in/dustindigmann">an orchestrator of enterprise-level software</a>.  When there is no proper definition of what one does for a living, it can create some true value in life.  No fun times.</p>
<p>Perusing the Internets, I found a couple opinions of its definition.  Generally, they fall into one of two categories:</p>
<ul>
<li>Of or relating to the software created for an enterprise.  Otherwise known as, <a href="http://en.wikipedia.org/wiki/Enterprise_software">an organization&#8217;s software</a>.</li>
<li><a href="http://37signals.com/svn/archives2/define_enterprise_in_10_words_or_less.php">Bloated, excessive, unnecessary</a> &#8211; in all meaning of the words.</li>
</ul>
<p>The former is basically saying enterprise software is just software.  The latter is just annoying.</p>
<p>Unless you are lazy, you would probably not find these definitions representative of your career.</p>
<p>Without getting into too much flowery marketing mumbo jumbo, there needs to be another answer.  Here is mine:</p>
<blockquote><p>Software architected to support the breath and depth of its users needs while producing a minimalistic footprint on its own and neighboring systems.  This system should not only be easily created but, more importantly, well maintained.
</p></blockquote>
<p>Well that is the definition I have come up with today.  This might change over time but will a good start.</p>
<p>I am curious what you all think.</p>
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		<title>PJUG: WebSockets</title>
		<link>http://www.digmann.com/2010/04/21/pjug-websockets.html</link>
		<comments>http://www.digmann.com/2010/04/21/pjug-websockets.html#comments</comments>
		<pubDate>Thu, 22 Apr 2010 04:02:03 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Dealing with People]]></category>
		<category><![CDATA[Fun]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Software]]></category>
		<category><![CDATA[a little about life]]></category>

		<guid isPermaLink="false">http://www.digmann.com/2010/04/26/pjug-websockets.html</guid>
		<description><![CDATA[I just got out of a PJUG talking about WebSockets.  I am now standing in the windy night waiting for the train and thought I would let you all know.
I have not found a good way to copy and paste on this phone, so you will need to do your own searching today.
WebSockets are [...]]]></description>
			<content:encoded><![CDATA[<p>I just got out of a <a href="http://pjug.org/">PJUG</a> talking about WebSockets.  I am now standing in the windy night waiting for the train and thought I would let you all know.</p>
<p>I have not found a good way to copy and paste on this phone, so you will need to do your own searching today.</p>
<p>WebSockets are a new-ish way for web clients and servers to communicate.  This is bi-directional though.  Unlike the typical AJAX (client to server) method used today.</p>
<p>PJUG was your typical nerd-alert affair but free pizza and knowledge of new techologies for people more smarter than I was worth it.</p>
<p>This phone warms the hands nicely!</p>
]]></content:encoded>
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		<title>Fixing The Derivatives Market</title>
		<link>http://www.digmann.com/2010/04/19/fixing-the-derivatives-market.html</link>
		<comments>http://www.digmann.com/2010/04/19/fixing-the-derivatives-market.html#comments</comments>
		<pubDate>Mon, 19 Apr 2010 22:46:32 +0000</pubDate>
		<dc:creator>Dustin</dc:creator>
				<category><![CDATA[Dealing with People]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.digmann.com/?p=443</guid>
		<description><![CDATA[Derivatives are an interesting beast in the financial world.  They can be very powerful or very hazardous.
Although I find finance fascinating, I am no expert.  I do know there is some ambiguity between how GAAP applies to derivatives.  This miscommunication causes investors and the public to be unaware of the true state [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://en.wikipedia.org/wiki/Derivative_(finance)">Derivatives</a> are an interesting beast in the financial world.  They can be very powerful or very hazardous.</p>
<p>Although I find finance fascinating, I am no expert.  I do know there is some <a href="http://accounting-financial-tax.com/2009/04/accounting-treatment-for-derivatives-gaap-under-ifrs/">ambiguity between how GAAP applies to derivatives</a>.  This miscommunication causes investors and the public to be unaware of the true state of a company&#8217;s assets and debts.  AIG is a good example of this.  At its peak, it was <a href="http://www.fool.com/investing/general/2008/09/17/aigs-failure-is-so-much-bigger-than-enron.aspx">11 times leverages</a>.  That means $11 of debt for every $1 of assets.  I personally <a href="http://en.wikipedia.org/wiki/Capital_budgeting">do not feel all debt is bad</a>.  There becomes a point where my investment becomes hindered.</p>
<p>Chris Dodd thinks would we should <a href="http://www.opencongress.org/articles/view/1822-Financial-Reform-Roundup">publicly trade derivatives</a>.   Rather I would vote we get them completely on balance sheets.  This get the numbers in the hands of investors quarterly.  Public traded assets get forgot; quarterly reminders puts pressure of executives.</p>
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