Mid Year Resolutions (2007)

Mon Jul 2, 2007 4:45:52 pm by Dustin
Filed under Finance, Fun, General, Household, a little about life

To go along with my New Years Resolutions I did in January. I thought I would do one of those Where Have We Been, Where Are We Going deals. Here are my Mid Year Resolutions, in no particular order:

  • Buy a house – As stated before I would like to buy a house this year. I have actually started looking over the last four to six weeks and have found that houses are either very expensive or shear crap. This has not change my opinion of whether or not I purchase a piece of the world this year or not. I am planning on doing so. I think it is going to change to a condo or townhouse though, and I have a few very nice ones in mind. Stay tooned for progress.
  • Get my murdercycle endorsement – I was going to take the courses for this last January or February, but life happened and delays come. Now you might ask, why I don’t just do it now. Well for me to get my license would first take time. Add to that finding a bike. Add to that the short season of it all. At this point we are looking at later this summer just to be able to ride. The season would be over. I plan on getting my license this Fall/Winter and buying my bike early next Spring. Fun
  • Create a world class website – Working on it. Time will tell how serious I become.
  • Learn personal finance – This is actually one of my favorite activities which involves learning. I love finance, so this is absolute joy. If you have read any of the book reviews I have posted (or the four books next to me which I have not posted), you may have noticed I am on my way. I am not trying to become a PhD or start my own VC firm, but I am learning a ton.
  • Get more in shape – With the help of my bike and some dumbbells, I have been working out at least five days a week for two months or so. I feel better and enjoy it. To quote Kevin Spacey from American Beauty: “I just want to look good naked.”
  • Stop some really bad habits – I spit constantly (except indoors luckily), and it is gross. I want to stop this and a few other bad habits I have.
  • Be better with phone calls – I have an issue where I will either not call you, not call you back, or just not answer the phone when you call. It is not that I do not want to talk to you or do not like you, I just plain do not like phones for some reason. I may in fact despise them – ok a bit exaggeration. I want to be better with this.

Well that is enough bashing on myself for the next six months. Let’s see how I do.

  1. Brandon

    Buying a house seems scary to me. It will be a while before I tackle that task.

  2. Phil

    Have you tried using Wesabe? It’s a pretty cool app that just got quite a bit of funding.



  3. Dustin

    Fred Wilson of Union Square Ventures talks about the all the time – they back Wesabe. From what I know about it, they are a financial forecasting app with social net connects. I could be wrong though. If I am right, I never saw how knowing that Bob Jones also goes to my movie theater is going to help me specifically with my finances.

    Any thoughts from y’alls end.

    Time to get back to work.

  4. Phil

    Well, the whole social thing is merely optional. The powerful portion of Wesabe is the tagging of transactions. What this means is that Wesabe will recognize that you tagged -$20 from Bank of America ATM as cash and in the future tag it as cash. So now you can automagically track your spending at the Shake Shack (I will let your mind go to town on that one D. :D ).

    From that point, you can setup spending targets (aka Limits) for monthly expenditures. That’s what is cool about Wesabe, it’s basically putting your money into different pots and realizing your monthly expenditures quickly. So simply put the most powerful part of the app is the buckets that your money goes into. You can also split transactions too, say if you got cash at the grocery store and you also got groceries.


  5. Dustin

    Well that seems reasonably more helpful than Quicken; I might try it.

  6. Digmann.com » Technical Analysis Of The Financial Markets (Book Review)

    [...] I thought: In hopes to learn more about personal finance which is a New Years Resolution and a Mid Year Resolution, I picked up this book. At first it was pretty interesting learning how to determine various peaks [...]