Comments on: No You Calculate My Emergency Fund http://www.digmann.com/2007/02/28/no-you-calculate-my-emergency-fund.html a little about life, and the news and events which make it memorable Sun, 02 Jan 2011 18:07:58 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Digmann.com » Blog Archive » Phil I Just ‘One Upped’ You http://www.digmann.com/2007/02/28/no-you-calculate-my-emergency-fund.html/comment-page-1#comment-172 Digmann.com » Blog Archive » Phil I Just ‘One Upped’ You Fri, 02 Mar 2007 15:29:18 +0000 http://www.digmann.com/2007/02/28/no-you-calculate-my-emergency-fund.html#comment-172 [...] Yesterday, Phil asked if I wouldburn my comments, meaning he wants to read my comments in an RSS reader of some kind. So I have added a link to my comment syndication in the sidebar for your reading pleasure.  I have also updated to the latest version of Wordpress and have set up a test environment because as of now, I have not found that Wordpress offers this service.  For all of you who do not like RSS Feeds for whatever your reason might be, you can now subscribe to all these posts with fun emails instead.  The form for that is also in the sidebar. [...] [...] Yesterday, Phil asked if I wouldburn my comments, meaning he wants to read my comments in an RSS reader of some kind. So I have added a link to my comment syndication in the sidebar for your reading pleasure.  I have also updated to the latest version of Wordpress and have set up a test environment because as of now, I have not found that Wordpress offers this service.  For all of you who do not like RSS Feeds for whatever your reason might be, you can now subscribe to all these posts with fun emails instead.  The form for that is also in the sidebar. [...]

]]> By: Phil http://www.digmann.com/2007/02/28/no-you-calculate-my-emergency-fund.html/comment-page-1#comment-168 Phil Thu, 01 Mar 2007 13:33:26 +0000 http://www.digmann.com/2007/02/28/no-you-calculate-my-emergency-fund.html#comment-168 Hey man also, could you burn your comment feed? I would like to subscribe to them so that I can keep track of who's writing stuff. It is basically just another feedburner feed published. Regards, good stuff your postin. PJ Hey man also, could you burn your comment feed? I would like to subscribe to them so that I can keep track of who’s writing stuff. It is basically just another feedburner feed published.

Regards, good stuff your postin.

PJ

]]> By: Phil http://www.digmann.com/2007/02/28/no-you-calculate-my-emergency-fund.html/comment-page-1#comment-167 Phil Thu, 01 Mar 2007 13:31:48 +0000 http://www.digmann.com/2007/02/28/no-you-calculate-my-emergency-fund.html#comment-167 Additionally if you are in a high-risk employment business like entrepreneurship I would double the three months to six and add all your lifestyle expenditures, you know cellphone, fun stuff, rent, gas, insurance, going out, etc. This really makes sure that you have enough money, because you don't have to change your lifestyle one iota, if you do your only going to not have to get a job sooner! I would also add that you should make an excel spreadsheet that keeps track of all your expenses. It's pretty easy you just list them out over 12 months, of course these are estimates based on history, but once you do that you can then add a column to each month you just generated for the actual spending. Each month insert the actual spending you just made based on receipts and there you have it exactly what you are spending, pretty low maintenance system, I would estimate about 1-2 hours per month for service. Happy Money PJ Additionally if you are in a high-risk employment business like entrepreneurship I would double the three months to six and add all your lifestyle expenditures, you know cellphone, fun stuff, rent, gas, insurance, going out, etc. This really makes sure that you have enough money, because you don’t have to change your lifestyle one iota, if you do your only going to not have to get a job sooner!

I would also add that you should make an excel spreadsheet that keeps track of all your expenses. It’s pretty easy you just list them out over 12 months, of course these are estimates based on history, but once you do that you can then add a column to each month you just generated for the actual spending. Each month insert the actual spending you just made based on receipts and there you have it exactly what you are spending, pretty low maintenance system, I would estimate about 1-2 hours per month for service.

Happy Money
PJ

]]>